Ann L. Ramsey

Creditors’ Rights & Financial Transactions

Ann is an accomplished attorney with over thirty years of experience as a transactional lawyer, where she has represented banks and other lenders with loans secured by commercial real estate and business assets, including negotiating and preparing loan documents, due diligence with respect to the borrower and its assets, especially real estate assets intended to serve as collateral, and related matters.  Her practice is not limited to Maryland and Virginia where she is barred, as she has handled many transactions involving collateral located in other states, using local counsel as needed while achieving and maintaining continuity with the negotiated loan terms.

Ann also represents borrowers, owners, managers purchasers and sellers of commercial real properties, including multifamily, office, warehouse, retail and mixed use properties.  She manages the acquisition, sale and financing of these properties, including negotiating and drafting purchase and sale agreements, title and survey analyses and other due diligence issues, and preparing deeds, assignments, bills of sale, and other conveyancing documents, all with the goal of consummating the transaction.

Ann has presented and been a panelist at and authored course materials for various symposia and continuing legal education programs, and has been a guest lecturer at George Mason University Center for Real Estate Entrepreneurship.  She authored “Real Estate Workouts From the Lender’s Perspective,” The Practical Real Estate Lawyer, Vol. 27, No.4, 2011.

Ann graduated seventh in her class from T.C. Williams School of Law at the University of Richmond, and received her Bachelor of Arts cum laude from Concord University.  Over her career she has been a partner at very large, medium sized and smaller law firms, and enjoys bringing her large firm expertise to her clients while providing a more personal and efficient focus to her clients’ needs.

Education & Honors
J.D., TC Williams School of Law at the University of Richmond
B.A., Concord University
Bar Admissions



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